Volvo XC 90 ex-showroom price in Payal starts from ₹98.8 L. The on-road price of Volvo XC 90 in Payal is ₹1.14 Cr. Volvo XC 90 is currently available in 1 variant. Explore Volvo XC 90 on-road price, ex-showroom price, EMI options and variant-wise pricing details. The table below provides variant-wise Volvo XC 90 price details including ex-showroom price, on-road price and estimated EMI. On-road prices may vary depending on state taxes, RTO charges, insurance costs, registration fees and applicable local charges. Compare all available Volvo XC 90 variants to understand differences in features, performance, specifications and overall value. EMI and finance options can help buyers estimate monthly ownership costs before making a purchase decision. Buyers considering Volvo XC 90 can also compare prices, features and specifications with Audi Q7, Audi Q8, Lexus RX.
| Volvo XC 90 Variant Name | Ex-showroom Price in Payal | On-road Price in Payal | Estimated EMI in Payal |
|---|---|---|---|
| XC 90 | ₹98.80 L | ₹1.14 Cr | ₹216,422/mo |
Volvo XC 90 ex-showroom price ranges from ₹98.8 L.
Disclaimer: On-road price may vary by location. Please confirm the final price with the dealer.
₹1,14,49,862
₹98,80,000
₹10,86,800
₹3,81,762
₹98,800
₹1,000
₹1,500
Get EMI:Get EMI:Volvo XC 90 petrol automatic estimated EMI in Payal is ₹216,422 per month. The estimated EMI is calculated by GadiyaHub based on a 10% down payment and 90% loan amount, with a repayment tenure of 60 months (5 years) at an assumed rate of interest 9.5% per annum.₹216,422/mo
Calculate EMIShowroom price: Volvo XC 90 showroom price in Payal is the price at which the car is offered by the manufacturer through authorised dealers. It generally includes applicable taxes and the manufacturer's and showroom's profits.
On-road price is the price at which a customer receives the car from the dealer. Volvo XC 90 on-road price in Payal includes showroom price, road tax, insurance, FASTag, hypothecation charges (if the car is bought on a loan) and 1% TCS (if the showroom price is more than ₹10 lakh).
On-Road
₹1,09,55,862
Ex-Showroom
₹98,80,000
On-Road
₹1,09,06,462
Ex-Showroom
₹98,80,000
On-Road
₹1,09,55,862
Ex-Showroom
₹98,80,000
On-Road
₹1,13,51,062
Ex-Showroom
₹98,80,000
On-Road
₹1,21,41,462
Ex-Showroom
₹98,80,000
Payal is in Ludhiana district of Punjab. As per 2011 figures, Payal has a population of 7,923. The pin code of Payal is 141416. The RTO code of Payal is PB-55.
A total of 25,640 vehicles have been registered at PB-55, including 3,079 registered in 2025 (as of 26 October 2026).
Private cars with white number plates bought in Payal are registered at SDM-Payal (RTO, PB-55), SDM Office, Kaddon Road, Payal, District Ludhiana, Punjab 141416. Commercial vehicles with yellow number plates, such as taxis, buses and trucks, are registered at the district RTO in Ludhiana.
Explore everything about vehicle registration numbers, including how to get a VIP or Fancy Number, along with more details on RTO services, rules, and registration procedures in our RTO Information Guide.
Vehicle Registration Information
RTO CODE
PB-55
Vehicle registration code
AUTHORITY
SDM-Payal
Registration authority
LOCATION
Payal
Punjab
IMPORTANT INFORMATION
If your Aadhar Card, Family ID, Voter ID, or address proof shows a Payal address, your new vehicle registration (Cars, Bikes and Scooty, or Tractor) will be processed under PB-55.
The applicable RTA/registration code depends on your residential address and registration jurisdiction — not simply the location of the dealership.
REAL-LIFE SCENARIO
Purchasing from a dealer outside Payal? If you live in Payal, your vehicle will still be registered as PB-55.
BEFORE ACCEPTING DELIVERY
Carefully verify the name, address, vehicle model, variant, chassis number, invoice details and insurance information. Ask the dealer to correct any errors before completing the delivery or registration process.
REGISTRATION AUTHORITY
Payal, vehicle (Cars, Bikes and Scooty, or Tractor) registration code is PB-55 for Private vehicles with a white number plate.
RTO Code
Represents Payal registration jurisdiction.
Series
The applicable registration series.
Vehicle Number
Unique number from 0001–9999.
DELIVERY CHECKLIST
At the time of Volvo XC 90 delivery, make sure to collect invoice(Xerox), insurance policy, Form 21(Sale Certificate), Form 22 (Road Worthiness Certificate), a copy of Form 20 and temporary registration Certificate. It is advisable to keep 2-3 copies of these documents especially for registration, insurance and finance related requirements.
COMMERCIAL VEHICLE USE
If you want to use your car, bike, or tractor for commercial work such as taxi or transport services, you must get a Commercial Registration (Yellow Number Plate) from the RTA.
RTO REGISTRATION
RTO
PB-55
RTO CODE
PB-55
Registration code
LOCATION
Payal
Punjab
REGISTRATION AUTHORITY
Payal vehicle (Cars, Bikes and Scooty, or Tractor) registration code is PB-55 for Private vehicles with a white number plate.
Payal RTA Code (represents Punjab state and Payal city)
Vehicle Registration Series
Unique Vehicle number (0001–9999)
IMPORTANT RULE
If your Aadhar Card, Family ID, Voter ID, or address proof shows a Payal address, your new vehicle registration will be processed under PB-55.
Remember
The RTA code depends on your residential address and registration jurisdiction — not simply the dealership location.
REAL-LIFE SCENARIO
Purchasing your vehicle from a dealer outside Payal does not automatically change your registration jurisdiction.
If you live in Payal, your vehicle will still be registered as PB-55.
DELIVERY CHECK
At the time of Volvo XC 90 delivery, make sure to collect invoice (Xerox), insurance policy, Form 21(Sale Certificate), Form 22 (Road Worthiness Certificate), a copy of Form 20 and temporary registration Certificate. It is advisable to keep 2-3 copies of these documents especially for registration, insurance and finance related requirements.
COMMERCIAL USE
If you want to use your car, bike, or tractor for commercial work such as taxi or transport services, you must get a Commercial Registration with a Yellow Number Plate from the RTA.
OFFICE ADDRESS
SDM Office, Kaddon Road, Payal, District Ludhiana, Punjab 141416
The SDM-Payal registration authority provides vehicle-related services through the e-Disha Centre. Online VAHAN services can also be used for registration, fee payment and application status tracking.
Check your registration jurisdiction before completing vehicle delivery formalities.
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